RCS Loans

If you are over 21 years and earn more than R 2000 and you are thinking of taking a personal loan, then rcs loan is the best loan in South Africa and they offer the best loan benefits.

Here are the benefits of using RCS loans:

  • RCS don’t need to know what you plan to spend the money on that you’re borrowing. Whether you want to borrow to fix your car, make some home improvements etc. you can use RCS.
  • The application process for some loans can be very long with some other banks, but thankfully this isn’t the case with RCS loans since you can apply online (known as a paperless application). This means that you can get the money that you need without even leaving your home. As well as this, they don’t require a lot of information. All they need is your name, monthly salary, ID number etc. and then they’ll be able to tell you if you’re able to borrow from them.
  • Loans range from R 1 000 up to R 100 000 so whatever amount of money that you want to borrow, you should be covered by RCS loans.
  • You can choose the length of your loan which can range from just 12 months up to 60 months.
  • If RCS approve you for a loan they’ll put the money in to you account within a day or two so you won’t have to wait too long to get the money that you need. This is great news if you badly need money in a hurry!
  • The interest rates that RCS charge are very competitive compared to the interest rates charged by other banks.
  • If you have a good credit history then RCS will reward you by offering you a fixed interest rate which means that the interest rate that you pay will not fluctuate during the time that you take to clear the debt. As a result of this, you’ll end up paying much less on the loan.

What do you need to apply for a RCS loan?

  • Your latest payslip.
  • Bank statements for the last 3 months.
  • Proof of residence (such as an electricity bill).
  • You need to be permanently employed.

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