Get out of cash in the middle of the month is not cool, Overdraft – If you’re looking for a short term loan from FNB then an overdraft would probably be perfect for you.
FNB Overdraft Benefits
This gives you a lot of financial flexibility since you’ll still be able to pay for things even if you have nothing in your account. Each customer can choose how much they want to set their overdraft limit to, so it’s up to you to choose (as long as you qualify for it).
It’s completely free to add an overdraft to your account, so if you don’t use it you won’t have to pay anything for it. If you do use it, you’ll only pay the monthly fee if you use R 200 or more of your overdraft. There’s no minimum monthly repayment either so you can take your time paying it off if you want.
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